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23 Eylül 2018 Pazar
What Is Salary Loan? How To Get What Is Salary Loan?
Salary loans try to solve this problem. Note that some banks offer Salary Overdraft facility to you. As the ICICI Bank salaries overdraft facility. In this you get overdraft facility of up to two month's salary. You can withdraw money whenever you want and deposit it later. After that, you can withdraw money again. But you see this facility does not mean anything more than your salary. I will not call such loans as a salaried loan. What Is Salary Loan? What Is Salary Loan In Hindi? Salary loans (salary loans) are very short term loans. Use such loans for the expenses before coming to the salaried salary and the loan is paid to the loan upon arrival. When might you need such a loan? For now, you have to book the tickets or planes of the plane on the 22nd of the month. Or some important shopping is to be done or any other necessary expenditure has come up. There is not enough amount in your bank account. What would you do? If you have a credit card, you can use your credit card. But assuming you do not have a credit card or the date of payment of your credit card bill before the date of your salary. If you do not pay the credit card bill on time, you will have to pay higher interest and penalty. Salary loan can prove to be beneficial in such a situation. Where will you get a salaried loan? Banks do not give such loans. But there are some private fintech companies that provide such loans. I will also talk about some such company in this post. Some names are: EarlySalary, LoanTap etc. Note that the company can be more, I have only talked about two companies. To give loans, these companies have tied up with banks or any financial institutions. Who Can Apply For Salary Loan? (Salary Loan Eligibility) Now The Talk Of Salaried Loan Is Going On, Then You Must Get Salari. Only salaried person can apply. How To Get A Salary Loan? How To Get Salary Loan? You have to go to these companies website and apply. These companies claim to lend within a few minutes. You may need to upload your bank statement, salary slip, etc. to apply for a loan. Your application does not mean that you got a loan. Loan is not guaranteed for application. The company decides to give you a loan by looking at your information, your documents and your credit score. Salary loans are unsecured loans. You do not need to give any security or mortgages. How Much Salary Loan Can You Get? What Will Be The Period Of Salary Loan? The rules of the website may be different. But yes, the maximum loan will have some link to your salary. EarlySalary gives you a loan of up to a maximum of Rs 1 lakh. No matter what the loan amount is from your salary, there is no mention of this on the website. The loan can be up to 51 days. You can also choose a short term. You will have to bullet repayment at the same time. There is a loan eligibility calculator on the LoanTap website. You can check the eligibility of your loan. The loan amount depends on many things. I tried with many combinations, but no more than 3 lakh loan amount was found. And yes, you have to pay the loan within 20 days. You will have to bullet repayment at the same time. Note that there are more companies that offer you your overdraft facility but I have not discussed such a company in this post. The difference between Overdraft and Salary Loan is that you can withdraw and deposit money several times in the overdraft. What Is The Interest Rate For Salary Loan? Interest rates can vary from place to place. EarlySalary charges about 2.5% per month. The LoanTap charges about 1.5% per month. Now see, this interest rate is high. But because the loan period is very low (41 days in EarlySalary and 20 days in LoanTap), the higher interest rate is probably not such a big problem. If you have to take such a loan every month, then the higher interest rate is a problem. However, note that because salaried loans are very short-term loans, high interest rates are not a big problem. Now interest rates are not such a big problem in salary loan, but you have to pay attention to processing fees or other charges. That's why the loan amount is small. Any fixed charge also spreads on this small amount. For example, understand. early salary loan early salary loan I took this photo from the website of EarlySalary. You can see that on a loan of 30,000 rupees, you will have to pay the processing fee of Rs 354 (inclusive of GST) and stamp duty together to Rs 454. So, this amount is 1.5% of the loan amount. Do not forget that this loan is only for 51 days. Should You Get Salary Loan? If you do not need loan, then you should not take it. But sometimes you may need money for the next salary. Salary loan can definitely be an option. But when it comes to options, then we have to compare it with other options too. Credit Card and Personal Loan Credit Card Vs. Credit Card Vs. Salary Loan According to me, credit card should be your first option. Because you get interest-free credit period. In the salaried loan, you have to pay interest only. There is no processing fee in credit card, etc. But if you have not paid your credit card bill completely then you have to pay higher interest. Also the penalty will be given and interest free credit period will not be available as well. Note that the credit card interest rate (if not paid) can be higher than the salaried loan. If you do not have the option of a credit card for some reason, then you can think of salary loan. But also keep in mind that the salary loan will also be paid in a few days. Credit card or salaried loans can prove to be effective only in short-term financial crisis. If your financial problem is long or complex, then credit card and salary loan will not be able to help you. If you are planning to pay a salary loan to cover your credit card loan, be careful. You will also have to pay the salaried loan within a few days. Personal Loan Vs. Personal Loan Vs. Salary Loans Salary loan is available for a few days. Personal loan is available for a few months or years. If you want money for a few days, then salary loan will be a better option. If you want more amount or you can pay the loan gradually or loan for a longer period, personal loan will be a better option. But note that if you want to prepayment the personal loan, you will have to give some penalty. The interest rate of personal loan will be much lower than the salaried loan. But as I have said before, the short term of salary loan reduces the high interest rate problem to a great extent. Decide according to your needs. Will you hire a loan? Or do you find a credit card or personal loan better option?
Passing on girl left without torment prescription as mother took the meds for herself, police say
Song Ballweg took her critically ill little girl’s torment pharmaceutical while she was in hospice mind. USA TODAY
A Missouri lady neglected to give her diminishing little girl torment pharmaceuticals and rather took the meds herself, as indicated by charges declared Wednesday by the Troy Police Department.
Tune Ballweg, 46, has been accused of four lawful offense tallies of taking a controlled substance and two wrongdoing checks of mishandling an elderly, incapacitated or powerless individual, as indicated by online court records.
The charges come after therapeutic staff raised rehashed worries about Ballweg’s in critical condition little girl, who was accepting hospice mind and endorsed Fentanyl and oxycodone for torment. Ballweg was her girl’s essential parental figure.
Ballweg had a background marked by asking for her little girl’s pharmaceuticals be filled sooner than ought to have been fundamental, police say. At the point when a specialist requested a trial of the patient’s pee, no hint of the torment medicine was discovered, the discharge said.
Staff additionally found that the patient had bedsores, as per police.
Sept. 11: Naloxone can turn around opioid overdoses, yet does the medication have a place in primary schools?
Section: The opioid emergency hits home. Mine.
After police looked through Ballweg’s home on Tuesday, she confessed to having an opioid fixation and taking her little girl’s oxycodone pharmaceutical and utilizing it herself, the discharge says.
Ballweg’s bond has been set at $100,000 money, with the condition that she have no contact with the casualty. No lawyer is recorded for Ballweg in online court records.
Cocaine-filled inflatables fly on California school grounds, 2 understudies hospitalized
VISALIA, Calif. – Detectives are scrutinizing a 13-year-old kid Friday after they say he conveyed two inflatables loaded up with cocaine to a center school, uncovering in excess of twelve understudies to the medication.
Carl F. Smith Middle School in Terra Bella was overwhelmed with froze guardians on Friday after reports that cocaine had advanced toward the play area.
No less than 13 understudies were uncovered and two understudies were hospitalized, representatives said.
Maricela Madrano landed at the school to get her little girl for a dental specialist arrangement. She was stunned to find out about the episode.
“I’m exceptionally worried for my girl’s wellbeing at school after today,” Madrano said.
“The school should give more regard for the children,” she said. “This is startling.”
Tulare County sheriff’s criminologists and restorative faculty were called to the school around 8:30 a.m. after understudies announced discovering two inflatables loaded up with a “baffling white substance.”
At first, the school staff thought it was flour and were going to “wash it away.” They called 911 as an insurance and dispatchers instructed them to leave the substance where it was, school authorities said.
“They confirmed that it was cocaine,” said Nick Garcia, chief of business administrations for Terra Bella Union Elementary School District.
Paramedics were called and started treating various understudies.
“The reason (the understudies) reached school staff is they were disturbing the inflatables and they pulled open the inflatables and saw white fine substance and two understudies turned out to be exceptionally bleary eyed,” said Tulare County Sheriff Mike Boudreaux.
Starter tests demonstrated the understudies were not affected by the medication, Boudreaux said.
Two understudies ended up mixed up and were taken to Sierra View Medical Center in Porterville as a safety measure, he said.
Boudreaux said paramedics and analysts stayed on scene while they accumulated signs and guaranteed understudies were protected.
Classes continued after the grounds was cleared for drugs, Boudreaux said.
Through the office’s examination, it was found that a 13-year-old kid brought the cocaine onto grounds.
Police canines were utilized and identified cocaine on the understudy’s shirt.
“He is right now being met by criminologists,” Boudreaux said at a question and answer session Friday evening.
A hunt of the understudy’s house was likewise being led, Boudreaux included.
“I’ve sent the word,” Boudreaux said. “Our people group and youngsters are a need.
Nevada school educator shot self on grounds to dissent Trump, police say
A school educator is confronting crime allegations subsequent to shooting himself on a Nevada grounds a month ago in what police say he guaranteed was a dissent of President Donald Trump, the Las Vegas Review-Journal announced.
Human science educator Mark J. Flying creature, 69, was found with a self-caused discharge twisted outside a washroom at the College of Southern Nevada, where he has instructed since 1993. He was accused of releasing a firearm inside a disallowed structure, conveying a covered weapon without an allow and having a risky weapon on school property, as per the Review-Journal.
An understudy saw an injured Bird falter out of the washroom after 8 a.m. on Aug. 28, preceding falling, as indicated by a police report acquired by the Review-Journal. As witnesses attempted to quiet Bird and stop the dying, he said he had shot himself in challenge of Trump.
Inside the washroom, grounds police found a $100 charge taped to a mirror with a note perusing, “For the janitor,” the report said. On the floor were a .22-bore handgun and a spent shell packaging.
Skripal case: Russian ‘spies’ directed Swiss concoction weapons lab
The Spiez research center tests substance, natural and atomic dangers
Two Russian men were captured not long ago on doubt of keeping an eye on a Swiss research center examining the harming of Sergei Skripal, a daily paper examination has guaranteed.
Swiss distribution Tages Anzeiger and Dutch paper NRC said they were captured in the Netherlands not long ago.
The Swiss lab dissected examples from the harming of the previous Russian twofold specialist in the UK.
It has additionally managed suspected synthetic weapons from the war in Syria.
The two men were removed from The Netherlands soon after their capture, which had not been accounted for up to this point.
A representative for Swiss knowledge told the BBC that the organization had been effectively associated with “the instance of the Russian covert operatives”, without specifying the lab at Spiez, close Bern.
In any case, Tages Anzeiger said the Swiss knowledge office had affirmed the discoveries of its joint examination with NRC.
The report says the two men had gear that could have been utilized to break into the lab’s PC frameworks, and furthermore claimed that they worked for Russian knowledge.
England has said that two Russian insight officers completed the harming of Sergei Skripal and his little girl Yulia in Salisbury in March. Both survived, however nearby inhabitant Dawn Sturgess kicked the bucket after introduction to a similar nerve operator months after the fact.
NRC said the two asserted covert operatives focusing on the Swiss lab were not similar men blamed for the harming.
Two Russian men were captured not long ago on doubt of keeping an eye on a Swiss research center examining the harming of Sergei Skripal, a daily paper examination has guaranteed.
Swiss distribution Tages Anzeiger and Dutch paper NRC said they were captured in the Netherlands not long ago.
The Swiss lab dissected examples from the harming of the previous Russian twofold specialist in the UK.
It has additionally managed suspected synthetic weapons from the war in Syria.
The two men were removed from The Netherlands soon after their capture, which had not been accounted for up to this point.
A representative for Swiss knowledge told the BBC that the organization had been effectively associated with “the instance of the Russian covert operatives”, without specifying the lab at Spiez, close Bern.
In any case, Tages Anzeiger said the Swiss knowledge office had affirmed the discoveries of its joint examination with NRC.
The report says the two men had gear that could have been utilized to break into the lab’s PC frameworks, and furthermore claimed that they worked for Russian knowledge.
England has said that two Russian insight officers completed the harming of Sergei Skripal and his little girl Yulia in Salisbury in March. Both survived, however nearby inhabitant Dawn Sturgess kicked the bucket after introduction to a similar nerve operator months after the fact.
NRC said the two asserted covert operatives focusing on the Swiss lab were not similar men blamed for the harming.
Algerian WaFrance has conceded duty regarding the torment and murdering of a socialist extremist in Algeria more than 60 years back.
Maurice Audin, 25, was filling in as a mathematician at the University of Algiers when he was captured in 1957.
In an uncommon confirmation on Thursday, French President Emmanuel Macron said Audin had either been tormented to death or tormented and executed amid French pioneer run the show.
Algeria picked up autonomy from France in 1962 following a grisly seven-year war.
Audin was one of only a handful couple of Europeans in the nation to help Algerian calls for freedom when he vanished amid the Battle of Algiers. He was hitched with three youngsters.
President Macron is because of pay a formal visit to Audin’s dowager on Thursday, and also to open the chronicles “regarding the matter of vanished regular folks and fighters, both French and Algerian”.
Long shadow
In a visit to Algeria in February 2017 while still a presidential applicant, Mr Macron portrayed imperialism as “an unspeakable atrocity”. Later that year, be that as it may, he precluded reparations for any wrongdoings conferred under pioneer run the show.
The Algerian War has left a long shadow in both France and Algeria and it is just lately that Paris has started to recognize a few occurrences of mishandle from the contention.
There are clashing reports about the Algerian loss of life amid the war. French history specialists appraise that up to 400,000 Algerians were murdered while the Algerian government says in excess of one million individuals kicked the bucket.
The French in Algeria – key dates
1830: France possesses Algiers
1848: After an uprising driven by revolt pioneer Abd-el-Kader, Paris pronounces Algeria to be a basic piece of France
1940: France tumbles to Germany in World War Two
1942: Allied arrivals in Algeria
1945: Allied powers overcome Germany. Thousands are executed in expert freedom exhibits in Sétif
1954-62: Algerian War
1962: Algeria turns into an autonomous state
In September 2016, at that point President François Hollande conceded France’s part in the agony of a huge number of Algerian warriors who battled for France, known as harkis, and who were left without insurance toward the finish of the war. A significant number of the individuals who remained were severely murdered in retaliation assaults.
He particularly specified the “duty of French governments in the relinquishment of the harkis, the slaughters of the individuals who stayed in Algeria and the obtuse gathering of those exchanged to France”.
Eleven years sooner, France’s envoy to Algeria apologized for the Sétif and Guelma slaughter in 1945, when French police murdered something like 1,000 Algerians after savage assaults on pioneers in the territory. It is seen by a few history specialists as a key minute prompting the war that broke out nine years after the fact.
In an uncommon confirmation on Thursday, French President Emmanuel Macron said Audin had either been tormented to death or tormented and executed amid French pioneer run the show.
Algeria picked up autonomy from France in 1962 following a grisly seven-year war.
Audin was one of only a handful couple of Europeans in the nation to help Algerian calls for freedom when he vanished amid the Battle of Algiers. He was hitched with three youngsters.
President Macron is because of pay a formal visit to Audin’s dowager on Thursday, and also to open the chronicles “regarding the matter of vanished regular folks and fighters, both French and Algerian”.
Long shadow
In a visit to Algeria in February 2017 while still a presidential applicant, Mr Macron portrayed imperialism as “an unspeakable atrocity”. Later that year, be that as it may, he precluded reparations for any wrongdoings conferred under pioneer run the show.
The Algerian War has left a long shadow in both France and Algeria and it is just lately that Paris has started to recognize a few occurrences of mishandle from the contention.
There are clashing reports about the Algerian loss of life amid the war. French history specialists appraise that up to 400,000 Algerians were murdered while the Algerian government says in excess of one million individuals kicked the bucket.
The French in Algeria – key dates
1830: France possesses Algiers
1848: After an uprising driven by revolt pioneer Abd-el-Kader, Paris pronounces Algeria to be a basic piece of France
1940: France tumbles to Germany in World War Two
1942: Allied arrivals in Algeria
1945: Allied powers overcome Germany. Thousands are executed in expert freedom exhibits in Sétif
1954-62: Algerian War
1962: Algeria turns into an autonomous state
In September 2016, at that point President François Hollande conceded France’s part in the agony of a huge number of Algerian warriors who battled for France, known as harkis, and who were left without insurance toward the finish of the war. A significant number of the individuals who remained were severely murdered in retaliation assaults.
He particularly specified the “duty of French governments in the relinquishment of the harkis, the slaughters of the individuals who stayed in Algeria and the obtuse gathering of those exchanged to France”.
Eleven years sooner, France’s envoy to Algeria apologized for the Sétif and Guelma slaughter in 1945, when French police murdered something like 1,000 Algerians after savage assaults on pioneers in the territory. It is seen by a few history specialists as a key minute prompting the war that broke out nine years after the fact.
Brett Kavanaugh denies sexual offense in secondary school
Brett Kavanaugh, seen here amid his US Senate Judiciary Committee affirmation hearing a week ago
US President Donald Trump’s Supreme Court chosen one Brett Kavanaugh has prevented an affirmation from securing sexual unfortunate behavior amid his secondary school days.
Reports say a unidentified lady guaranteed in a letter to Democrats that Mr Kavanaugh attempted to compel himself on her at a gathering in the mid 1980s.
Senate Democrats on Thursday uncovered that they had alluded a dissension to government specialists.
The judge faces an affirmation vote to join the Supreme Court one week from now.
Five takeaways from the Kavanaugh hearings
Crowd manage’ rocks Senate hearing for judge
Top judge chosen one skirts subpoena question
In an announcement on Friday, the interests court judge stated: “I completely and unequivocally deny this charge. I didn’t do this back in secondary school or whenever.”
What is the affirmation?
The affirmed episode occurred when Mr Kavanaugh was a minor and understudy at Georgetown Preparatory School in Bethesda, Maryland.
The lady – who requested that not be distinguished – was likewise a minor and an understudy at a close-by secondary school. Her letter claims the now judge held her down and secured her mouth with his hand.
They were in a stay with a cohort of Mr Kavanaugh’s, and both young men had been drinking, before turning up the music to stifle her sound of challenges, she asserts. The lady could free herself, the New Yorker said.
Despite the fact that the claimed occurrence was decades prior, the lady said the memory had caused progressing trouble and she had looked for mental treatment.
Why now?
The lady originally moved toward Democratic officials in July, soon after Mr Trump’s selection of him restored the agony of the memory, US media said.
She supposedly sent a letter to her nearby congresswoman, Democrat Anna Eshoo, and Senator Dianne Feinstein, the board of trustees’ best Democrat.
Media captionKavanaugh hearing ‘as per swarm run the show’
Ms Feinstein said the lady “emphatically asked for secrecy, declined to approach or press the issue further, and I have regarded that choice”.
“I have, be that as it may, alluded the issue to government investigative experts,” she said Thursday.
Unknown sources, including a Democratic helper, affirmed to the Associated Press the affirmation is of a sexual sort.
Who is Judge Kavanaugh?
Mr Kavanaugh is a questionable pick for supplanting Justice Anthony Kennedy and he is unequivocally contradicted by a few Democrats for his perspectives, for example, on premature birth.
The 53-year-old was addressed amid four long stretches of hearings with the Senate Judiciary Committee a week ago.
On the off chance that decided for the lifetime arrangement next Thursday, the moderate interests court judge would be relied upon to tilt the Supreme Court’s adjust to one side.
US President Donald Trump’s Supreme Court chosen one Brett Kavanaugh has prevented an affirmation from securing sexual unfortunate behavior amid his secondary school days.
Reports say a unidentified lady guaranteed in a letter to Democrats that Mr Kavanaugh attempted to compel himself on her at a gathering in the mid 1980s.
Senate Democrats on Thursday uncovered that they had alluded a dissension to government specialists.
The judge faces an affirmation vote to join the Supreme Court one week from now.
Five takeaways from the Kavanaugh hearings
Crowd manage’ rocks Senate hearing for judge
Top judge chosen one skirts subpoena question
In an announcement on Friday, the interests court judge stated: “I completely and unequivocally deny this charge. I didn’t do this back in secondary school or whenever.”
What is the affirmation?
The affirmed episode occurred when Mr Kavanaugh was a minor and understudy at Georgetown Preparatory School in Bethesda, Maryland.
The lady – who requested that not be distinguished – was likewise a minor and an understudy at a close-by secondary school. Her letter claims the now judge held her down and secured her mouth with his hand.
They were in a stay with a cohort of Mr Kavanaugh’s, and both young men had been drinking, before turning up the music to stifle her sound of challenges, she asserts. The lady could free herself, the New Yorker said.
Despite the fact that the claimed occurrence was decades prior, the lady said the memory had caused progressing trouble and she had looked for mental treatment.
Why now?
The lady originally moved toward Democratic officials in July, soon after Mr Trump’s selection of him restored the agony of the memory, US media said.
She supposedly sent a letter to her nearby congresswoman, Democrat Anna Eshoo, and Senator Dianne Feinstein, the board of trustees’ best Democrat.
Media captionKavanaugh hearing ‘as per swarm run the show’
Ms Feinstein said the lady “emphatically asked for secrecy, declined to approach or press the issue further, and I have regarded that choice”.
“I have, be that as it may, alluded the issue to government investigative experts,” she said Thursday.
Unknown sources, including a Democratic helper, affirmed to the Associated Press the affirmation is of a sexual sort.
Who is Judge Kavanaugh?
Mr Kavanaugh is a questionable pick for supplanting Justice Anthony Kennedy and he is unequivocally contradicted by a few Democrats for his perspectives, for example, on premature birth.
The 53-year-old was addressed amid four long stretches of hearings with the Senate Judiciary Committee a week ago.
On the off chance that decided for the lifetime arrangement next Thursday, the moderate interests court judge would be relied upon to tilt the Supreme Court’s adjust to one side.
Recuperation and mists on the Spanish skyline
Spain has now observed five long periods of financial development, yet at the same time has the eurozone’s second-most noteworthy joblessness rate after Greece
Ten years on from the emergency in the profundities of the American managing an account framework that set off a worldwide financial stun the genuine inquiry is this – would it be a good idea for us to think back towards the last calamity or checking down to the following one?
In Spain where both the physical and money related scene were modified by the post-quake tremors that took after the crumple of the Lehman Brothers bank it is conceivable to discover two extraordinary buzzwords of monetary reporting next to each other.
There are green shoots of recuperation on the ground – however there are positively storm mists not too far off as well.
Features from Spain after the monetary emergency were frequently delineated by pictures of void flat squares in the betrayed boulevards of apparition towns – networks worked with acquired cash which were deserted when engineers became bankrupt, banks quit loaning and families quit purchasing.
There are still bounty to be found yet in the district of Valdeluz, a short drive from Madrid, we discovered something all the more fascinating. An apparition town which is hinting at becoming animated.
Ten years on from the emergency in the profundities of the American managing an account framework that set off a worldwide financial stun the genuine inquiry is this – would it be a good idea for us to think back towards the last calamity or checking down to the following one?
In Spain where both the physical and money related scene were modified by the post-quake tremors that took after the crumple of the Lehman Brothers bank it is conceivable to discover two extraordinary buzzwords of monetary reporting next to each other.
There are green shoots of recuperation on the ground – however there are positively storm mists not too far off as well.
Features from Spain after the monetary emergency were frequently delineated by pictures of void flat squares in the betrayed boulevards of apparition towns – networks worked with acquired cash which were deserted when engineers became bankrupt, banks quit loaning and families quit purchasing.
There are still bounty to be found yet in the district of Valdeluz, a short drive from Madrid, we discovered something all the more fascinating. An apparition town which is hinting at becoming animated.
Valdeluz in 2012, when most flat squares were unfilled
The neighborhood chairman Miguel Coceras is in most likely that he is changing his town from a “municipio de fantasma” into what he calls a “municipio estrella” – a star city.
Surely if individual vitality could be changed over into power age Miguel would deliver enough throughout a short gathering to control the entire town.
“We are just a neighborhood government, so how completes a nearby government confront a worldwide emergency?” he inquires. “The appropriate response is to center around the individual adjacent to you, the individual living close you.”
Miguel is a communist thus for him a player in the response to the emergency was to utilize open spending to help make preparations of the nearby economy – in spite of the fact that he brings up that it’s not just communists who have confidence out in the open area venture, indicating boost spending in the United States to present his defense.
“On the off chance that you chose to contribute to give your natives more instruction, culture and games you will give them a superior personal satisfaction, and this is the thing that we chose,” he clarifies.
The neighborhood chairman Miguel Coceras is in most likely that he is changing his town from a “municipio de fantasma” into what he calls a “municipio estrella” – a star city.
Surely if individual vitality could be changed over into power age Miguel would deliver enough throughout a short gathering to control the entire town.
“We are just a neighborhood government, so how completes a nearby government confront a worldwide emergency?” he inquires. “The appropriate response is to center around the individual adjacent to you, the individual living close you.”
Miguel is a communist thus for him a player in the response to the emergency was to utilize open spending to help make preparations of the nearby economy – in spite of the fact that he brings up that it’s not just communists who have confidence out in the open area venture, indicating boost spending in the United States to present his defense.
“On the off chance that you chose to contribute to give your natives more instruction, culture and games you will give them a superior personal satisfaction, and this is the thing that we chose,” he clarifies.
Brexit: Carney cautions no-arrangement could see house costs dive
The Bank of England’s representative has cautioned the bureau that a disordered no-bargain Brexit could crash house costs and send another monetary stun through the economy.
Stamp Carney met senior clergymen on Thursday to talk about the dangers of a confused exit from the EU.
His most dire outcome imaginable was that house costs could fall as much as 35% more than three years, a source told the BBC.
The notice echoes a portion of the Bank’s past remarks.
The Bank of England routinely completes “push tests” to check whether the saving money framework can withstand outrageous budgetary stuns.
Its most recent one was directed in November, when it said a 33% fall in house costs could happen in a most dire outcome imaginable.
A few reports said that the Bank senator likewise told the Downing Street meeting that home loan rates could winding, the pound could fall and swelling would rise, and endless mortgage holders could be left in negative value.
Talking on Friday in Dublin, Mr Carney said the pressure test was gone for ensuring the biggest UK banks could keep on meeting the requirements of the nation through “even through a muddled Brexit, anyway improbable that might be”.
“Our activity, all things considered, isn’t to seek after the best yet to get ready for the most exceedingly terrible,” he included.
Getting ready for two ‘no arrangement’ scenariosBrexit papers: What no arrangement could mean
Ahmed: Carney and the “no arrangement” Brexit danger
Brexit could ‘re-touch off clash’ in Northern Ireland
Bank holds rates in the midst of Brexit vulnerability
May says £39bn charge connected to Brexit bargain
Mr Carney, who has quite recently consented to remain on as legislative leader of the national bank until 2020, has confronted solid feedback previously, with Brexiteers blaming him for being a piece of the Remain camp.
Investigation:
Kamal Ahmed, financial matters supervisor
It creates the impression that the Governor wasn’t giving the Cabinet an estimate of what the Bank accepts would occur in case of a no arrangement Brexit. He was informing the Cabinet on what arrangements the Bank was making if that happens, including last November’s pressure test.
It was anything but an estimate.
It was a prophetically catastrophic test where the Bank intentionally sets the parameters past what may sensibly be relied upon to happen. The significant banks all breezed through the test, giving consolation that the monetary framework can adapt to whatever occurs one year from now.
The Governor trusts that a “no arrangement” situation would be awful for the economy. However, not as awful as the features today which depend on a doomsday situation that isn’t really gauge to occur.
Read more from Kamal here
In August, Mr Carney told the BBC that the danger of a no-bargain Brexit was “awkwardly high”.
That remark incited driving Tory eurosceptic Jacob Rees-Mogg to call Mr Carney “the esteemed cleric of Project Fear”, while previous pastor Iain Duncan Smith said “there is no such thing as a no-bargain” and the Bank “attempted to see how this would function”.
Free property master Henry Pryor told the BBC that Mr Carney was “not foreseeing Armageddon, he was not anticipating house costs would fall by a third, they are simply ensuring that if, for some exceptional reason anything was to turn out badly, the bank is readied.”
Be that as it may, he cautioned house costs were probably going to fall in the principal half of the 2019 as individuals put off purchasing in the midst of the Brexit vulnerability, while the quantity of venders, “driven by death, obligation and separation” would stay about the same.
Stamp Carney met senior clergymen on Thursday to talk about the dangers of a confused exit from the EU.
His most dire outcome imaginable was that house costs could fall as much as 35% more than three years, a source told the BBC.
The notice echoes a portion of the Bank’s past remarks.
The Bank of England routinely completes “push tests” to check whether the saving money framework can withstand outrageous budgetary stuns.
Its most recent one was directed in November, when it said a 33% fall in house costs could happen in a most dire outcome imaginable.
A few reports said that the Bank senator likewise told the Downing Street meeting that home loan rates could winding, the pound could fall and swelling would rise, and endless mortgage holders could be left in negative value.
Talking on Friday in Dublin, Mr Carney said the pressure test was gone for ensuring the biggest UK banks could keep on meeting the requirements of the nation through “even through a muddled Brexit, anyway improbable that might be”.
“Our activity, all things considered, isn’t to seek after the best yet to get ready for the most exceedingly terrible,” he included.
Getting ready for two ‘no arrangement’ scenariosBrexit papers: What no arrangement could mean
Ahmed: Carney and the “no arrangement” Brexit danger
Brexit could ‘re-touch off clash’ in Northern Ireland
Bank holds rates in the midst of Brexit vulnerability
May says £39bn charge connected to Brexit bargain
Mr Carney, who has quite recently consented to remain on as legislative leader of the national bank until 2020, has confronted solid feedback previously, with Brexiteers blaming him for being a piece of the Remain camp.
Investigation:
Kamal Ahmed, financial matters supervisor
It creates the impression that the Governor wasn’t giving the Cabinet an estimate of what the Bank accepts would occur in case of a no arrangement Brexit. He was informing the Cabinet on what arrangements the Bank was making if that happens, including last November’s pressure test.
It was anything but an estimate.
It was a prophetically catastrophic test where the Bank intentionally sets the parameters past what may sensibly be relied upon to happen. The significant banks all breezed through the test, giving consolation that the monetary framework can adapt to whatever occurs one year from now.
The Governor trusts that a “no arrangement” situation would be awful for the economy. However, not as awful as the features today which depend on a doomsday situation that isn’t really gauge to occur.
Read more from Kamal here
In August, Mr Carney told the BBC that the danger of a no-bargain Brexit was “awkwardly high”.
That remark incited driving Tory eurosceptic Jacob Rees-Mogg to call Mr Carney “the esteemed cleric of Project Fear”, while previous pastor Iain Duncan Smith said “there is no such thing as a no-bargain” and the Bank “attempted to see how this would function”.
Free property master Henry Pryor told the BBC that Mr Carney was “not foreseeing Armageddon, he was not anticipating house costs would fall by a third, they are simply ensuring that if, for some exceptional reason anything was to turn out badly, the bank is readied.”
Be that as it may, he cautioned house costs were probably going to fall in the principal half of the 2019 as individuals put off purchasing in the midst of the Brexit vulnerability, while the quantity of venders, “driven by death, obligation and separation” would stay about the same.
22 Eylül 2018 Cumartesi
Dilin Özellikleri ve Özellikleri
Dil, bugün, insan toplumunun ayrılmaz bir parçasıdır. İnsan uygarlığı sadece dil ile mümkün olmuştur. Sadece insanlığın taş devrinden çıktığı ve bilim, sanat ve teknolojiyi büyük ölçüde geliştirdiği bir dildir. Dil bir iletişim aracıdır, keyfi, sistemlerin bir sistemidir. Yazma sekonder iken Konuşma birincil olduğunu biliyoruz.
Dil insandır, bu nedenle hayvan iletişiminden çeşitli şekillerde farklılık gösterir. Dil karakteristiklere sahip olabilir, ancak en önemlileri şunlardır: dil keyfi, üretken, yaratıcı, sistematik, sesli, sosyal, içgüdüsel ve gelenekseldir. Dilin bu özellikleri hayvan iletişiminden ayrı olarak insan dilini belirler. Bu özelliklerden bazıları hayvan iletişiminin bir parçası olabilir; henüz toplamda bir parçasını oluşturmazlar.
Dil Keyfi : Dil, bir dile ait kelimeler ile anlamları ya da kendileri tarafından aktarılan fikirler arasında doğal bir ilişki olmadığı anlamında keyfidir. Bir kadın yetişkin insanın İngilizce’de kadın, Urduca’da aurat, Farsça’da Zen ve Fransız’da Femine olarak adlandırılmasının bir nedeni yoktur. Belirli bir şeyi ya da fikri ifade etmek için seçilen bir kelimenin seçimi tamamen keyfidir, ancak belirli bir referans için bir sözcük seçildiğinde, bu şekilde kalmaya gelir. Dilin keyfi olmadığı, dünyada sadece bir dilin olacağı söylenebilir.
Dil Sosyal : Dil, bir toplulukta iletişim kurmak için insanlar tarafından kullanılan bir dizi geleneksel iletişimsel sinyaldir. Bu anlamda dil, üyelerinin birbirleriyle ilişki kurmalarına, birbirleriyle etkileşime girmelerine, birbirleriyle işbirliği yapmasına izin veren, vazgeçilmez bir kurallar kümesini içeren bir sosyal gruba sahip olmaktır; bu bir sosyal kurumdur. Dil toplumda var; Kültürü besleyen ve geliştiren ve insan ilişkileri kurabilen bir araçtır.
Dil Semboliktir : Dil, çeşitli nesnelere, olaylara veya anlamlara işaret etmek için kullanılan çeşitli ses sembollerinden ve onların gramafonik muadillerinden oluşur. Bu semboller keyfi olarak seçilir ve geleneksel olarak kabul edilir ve kullanılır. Bir dilde bulunan kelimeler sadece işaretler veya rakamlar değil, anlam sembolleridir. Bir dilin anlaşılabilirliği, bu sembollerin doğru yorumlanmasına bağlıdır.
Dil Sistematiktir : Dil sembolik olmasına rağmen, sembolleri belirli bir sistemde düzenlenmiştir. Bütün diller kendi sistemlerini düzenlemektedir. Her dil bir sistem sistemi. Bütün diller fonolojik ve dilbilgisel sistemlere sahiptir ve bir sistem içinde birkaç alt sistem vardır. Örneğin, dilbilgisel sistemde, morfolojik ve sözdizimsel sistemlere sahibiz ve bu iki alt sistemde, çoğul, duygudurum, görünüş, gerginlik vb. Gibi sistemlere sahibiz.
Dil Vokal : Dil öncelikle insan vücudunda sadece fizyolojik bir eklemleme mekanizması tarafından üretilen vokal seslerden oluşur. Başlangıçta, sadece vokal sesler olarak ortaya çıktı. Yazma, daha sonra vokal sesleri temsil etmek için akıllı bir girişim olarak geldi. Yazma sadece dilin seslerinin grafik gösterimidir. Yani dilbilimciler konuşmanın birincil olduğunu söylüyorlar.
Dil İçgüdüsel Olmayan, Konvansiyoneldir : Bir grup insan tarafından karşılıklı olarak üzerinde anlaşılan bir formülün dışında bir günde hiçbir dil yaratılmadı. Dil evrim ve sözleşmenin sonucudur. Her nesil bu sözleşmeyi bir sonrakine aktarır. Bütün insan kurumları dilleri de değişir ve ölür, büyür ve genişler. Her dil bir toplulukta bir sözleşmedir. İnsanın sahip olmadığı için içgüdüsel değildir. Hiçbir beden mirasta dil almaz; o kazanır, çünkü o doğuştan gelen bir yetenek.
Dil Üretken ve Yaratıcıdır : Dil yaratıcılık ve üretkenliğe sahiptir. İnsan dilinin yapısal unsurları, ne konuşmacı ne de onun dinleyicileri hiç dinleyicinin yapamayacağı veya duymadığı, fakat her iki tarafın da zorluk çekmeden anlamadığı yeni sözler üretmek için birleştirilebilir. Dil, toplumun ihtiyaçlarına göre değişir.
Son olarak, dilin iki ses ve anlam sistemine atıfta bulunan İkilik , zaman ve mekanda konuşma becerisi anlamına gelen Yer Değiştirme , hayvanların onu elde edemediği anlamına gelen İnsanlık, dilbilimde insanlık üzerinde denge anlamına gelen evrensellik dilin doğuştan ve üretildiği anlamına gelen gerekçeler, Yetkinlik ve Performans , toplumdur ve dahası, dil kültürel olarak aktarılır. Bir birey tarafından yaşlılardan öğrenilir ve bir nesilden diğerine aktarılır. Bu nedenle, J. Firth’ın terimini kullanarak, dil bir ‘ polisistatiktir ”. Ayrıca çok yönlü açılardan incelenmeye açık.
Dil Sosyal : Dil, bir toplulukta iletişim kurmak için insanlar tarafından kullanılan bir dizi geleneksel iletişimsel sinyaldir. Bu anlamda dil, üyelerinin birbirleriyle ilişki kurmalarına, birbirleriyle etkileşime girmelerine, birbirleriyle işbirliği yapmasına izin veren, vazgeçilmez bir kurallar kümesini içeren bir sosyal gruba sahip olmaktır; bu bir sosyal kurumdur. Dil toplumda var; Kültürü besleyen ve geliştiren ve insan ilişkileri kurabilen bir araçtır.
Dil Semboliktir : Dil, çeşitli nesnelere, olaylara veya anlamlara işaret etmek için kullanılan çeşitli ses sembollerinden ve onların gramafonik muadillerinden oluşur. Bu semboller keyfi olarak seçilir ve geleneksel olarak kabul edilir ve kullanılır. Bir dilde bulunan kelimeler sadece işaretler veya rakamlar değil, anlam sembolleridir. Bir dilin anlaşılabilirliği, bu sembollerin doğru yorumlanmasına bağlıdır.
Dil Sistematiktir : Dil sembolik olmasına rağmen, sembolleri belirli bir sistemde düzenlenmiştir. Bütün diller kendi sistemlerini düzenlemektedir. Her dil bir sistem sistemi. Bütün diller fonolojik ve dilbilgisel sistemlere sahiptir ve bir sistem içinde birkaç alt sistem vardır. Örneğin, dilbilgisel sistemde, morfolojik ve sözdizimsel sistemlere sahibiz ve bu iki alt sistemde, çoğul, duygudurum, görünüş, gerginlik vb. Gibi sistemlere sahibiz.
Dil Vokal : Dil öncelikle insan vücudunda sadece fizyolojik bir eklemleme mekanizması tarafından üretilen vokal seslerden oluşur. Başlangıçta, sadece vokal sesler olarak ortaya çıktı. Yazma, daha sonra vokal sesleri temsil etmek için akıllı bir girişim olarak geldi. Yazma sadece dilin seslerinin grafik gösterimidir. Yani dilbilimciler konuşmanın birincil olduğunu söylüyorlar.
Dil İçgüdüsel Olmayan, Konvansiyoneldir : Bir grup insan tarafından karşılıklı olarak üzerinde anlaşılan bir formülün dışında bir günde hiçbir dil yaratılmadı. Dil evrim ve sözleşmenin sonucudur. Her nesil bu sözleşmeyi bir sonrakine aktarır. Bütün insan kurumları dilleri de değişir ve ölür, büyür ve genişler. Her dil bir toplulukta bir sözleşmedir. İnsanın sahip olmadığı için içgüdüsel değildir. Hiçbir beden mirasta dil almaz; o kazanır, çünkü o doğuştan gelen bir yetenek.
Dil Üretken ve Yaratıcıdır : Dil yaratıcılık ve üretkenliğe sahiptir. İnsan dilinin yapısal unsurları, ne konuşmacı ne de onun dinleyicileri hiç dinleyicinin yapamayacağı veya duymadığı, fakat her iki tarafın da zorluk çekmeden anlamadığı yeni sözler üretmek için birleştirilebilir. Dil, toplumun ihtiyaçlarına göre değişir.
Son olarak, dilin iki ses ve anlam sistemine atıfta bulunan İkilik , zaman ve mekanda konuşma becerisi anlamına gelen Yer Değiştirme , hayvanların onu elde edemediği anlamına gelen İnsanlık, dilbilimde insanlık üzerinde denge anlamına gelen evrensellik dilin doğuştan ve üretildiği anlamına gelen gerekçeler, Yetkinlik ve Performans , toplumdur ve dahası, dil kültürel olarak aktarılır. Bir birey tarafından yaşlılardan öğrenilir ve bir nesilden diğerine aktarılır. Bu nedenle, J. Firth’ın terimini kullanarak, dil bir ‘ polisistatiktir ”. Ayrıca çok yönlü açılardan incelenmeye açık.
İNGİLİZCE DİLİNİN ÖZELLİKLERİ
İngiliz dilinin özellikleri
Dünyanın farklı dilleri arasında, İngilizce dünyanın en çok konuşulan ve yazılı dillerdir. Bugün, İngilizce, uluslararası bir dilin prestijli yerini işgal ediyor. Dünyanın beş kıtasındaki birçok milletten en fazla sayıda insan tarafından kullanılmaktadır.
Bizim dikkatimizi çeken nedeni, kendi özelliklerinden değil, dünya çapındaki popülerliği için önemli tarihsel, politik ve ekonomik nedenlerden kaynaklanmaktadır. Diğer açık neden ise İngiltere ve Amerika gibi İngilizce konuşulan ülkelerin öne çıkmasıdır. Ancak, olağanüstü büyümesi ve popülaritesi için bazı seçkin ve özel özelliklere sahip olmadığı sürece hiçbir dil bu kadar önemli olmayabilir. Bu İngilizce dilinin ana özellikleri aşağıdaki gibidir:
1) Alışkanlık 2) Heterojenlik 3) Enflamasyonun Basitliği 4) Sabit Kelime Düzeni 5) Perifez Kullanımı 6) Tonlama Büyümesi.
1. Alışkanlık
İngilizce’nin ilk olağanüstü özelliği alıcıdır. Bu dilin sıradan bir özelliği olarak kabul edilir. Asya, Avrupalı, Afrika, Hint, Japon, Çin ve diğer dillerden gelen kelimeleri kabul etti ve kabul etti. İngilizce, Latin, Yunan ve Sanskritçe gibi klasik dillerden sözcükleri kabul etmenin açık kapı politikasını sürdürmüştür.
2. Heterojenlik
Heterojenlik, karışık form veya saflık olmaması anlamına gelir. İngilizce dili, diğer birçok dilden en karışık dil haline gelmiş sözcükleri içerir. Diğer dillerden orijinal kelimeler İngilizce’ye girmiştir. Bazı kelimeler orijinal anlamlarını korudu ve bazı kelimeler anlamlarını değiştirdi. Yazım ve telaffuzlar da değişti. Örneğin. Fransızcadan “Tur” kelimesi modern İngilizcede “Kule” olmuştur.
3. Inflexion’un Basitliği:
İngilizcenin bir sonraki önemli özelliği onun basit Inflexion’udur. Inflexion, kelimelerin sadece kendi cümlelerinde en az değişiklikle bir cümle arasındaki ilişkiyi gösterebileceği anlamına gelir. Bu bağlamda, Çinlilerin asgari ihlallere sahip olduklarını, ancak diğer Avrupa dillerinde, hala infeksiyon olduğunu söyleyebiliriz. Bununla birlikte, İngilizler boğulma sayısını kaybetti. Örneğin. Hindistan – Hint.
4. Sabit kelime siparişi:
İngilizcenin bir başka özelliği de sabit sözcük düzenidir. Bu düzenleme kelimelerin bir cümleyle doğru bir şekilde ilişkilenmesi ve belirsizlikten kaçınmak için gerekli hale gelir. Her kelimenin bir cümle içindeki yeri, diğerleriyle olan ilişkisine karar verir.
5. Periphraların Kullanımı:
İngilizce dilinde, perifezlerin çok önemli bir kullanımı vardır. Perifrastlar, başka bir deyişle, İngilizce’de birçok farklı yoldan bir şey söylemek mümkün olan, başka bir deyişle, fikirleri veya duyguları ifade etme yolları hakkında yuvarlak ifade eder. Periphrases herhangi bir dilin çok önemli bir niteliği; çünkü dili zengin ve çeşitli kılar.
6. tonlama gelişimi
Sonuncusu, ancak İngilizce’nin önemli niteliği, farklı anlam tonlarını ifade etmek için tonlamanın büyük gelişmesidir. Tonlama, bir cümlenin anlamını tamamen değiştirebilir. Tonlama ses perdesi ve yoğunluğu veya ses tonu olarak tanımlanabilir.
Yukarıdaki niteliklerin veya özelliklerin hepsi kendi içlerinde iyi değildir. Ayrıca tüm özellikler, İngilizce dilinin gelişimine ve genel başarısına eşit olarak katkıda bulunmamıştır.
C.l. Wren şöyle diyor: “İngilizce’nin en kötü konuşulan dillerden biri olduğu söylenebilir; ama en zor kullananlar ”.
PORTEKİZ DİL BİLGİSİ VE ÖZELLİKLERİ
Portekizce dillerin dilbilgisi, morfolojisi ve sözdizimi, diğer birçok Roman dilinin dilbilgisi gibidir; özellikle Galiçya ve İber Yarımadası’nın diğer dilleri. Portekizce, sentetik, fusional bir dildir. Bunu, sentetik çoğullayıcı, gelecekteki bir alt-zaman gergin, çarpıtılmış mastar ve iteratif bir anlamla bir şimdiki mükemmel gibi diğer Roman dillerinden ayıran birtakım gramer özellikleri vardır. Portekizce’nin eşsiz bir özelliği, bazı sözel formlarda clitic zamirlerin karıştırılması mesoklisidir.
İngilizce’den farklı olarak, Portekizce isimler cinsiyete sahiptir, her adın erkeksi ya da dişil olduğu kabul edilir. Portekizce sıfatlar, değiştirdikleri isimlerden sonra gelirler ve ismin cinsiyeti ve sayısıyla (tekil ve çoğul) eşleşmelidir. Portekizce fiiller, kişiyi ve gerginliği göstermek için konjuge edilir. Ancak, Brezilya Portekizcesi’nde kullanılan fiil formlarının bir kısmı, sürekli fiil formları gibi, Avrupa Portekizcesi’nden farklıdır. Morfolojik olarak, Portekizce dilbilgisinin özellikle dikkat çekici bir özelliği fiildir, çünkü klasik Latince’den daha fazla sözel çarpma, Portekizce tarafından diğer ana Roman diline göre korunmuştur.
Brezilya Portekizcesi de nesne zamirlerinin yerleştirilmesi için çeşitli bir sistem geliştirdi. Aynı şekilde, Avrupalılar, Avrupa Portekizcesi’nde yaşayanlar ile resmi ve sizin tanıdıklarınız arasındaki farkı düşürdüler. Brezilya’da Portekizce konuşulduğunda, resmi vesikalık form biçimi tüm fırsatlar için kullanılır. Kibar olmak için üçüncü şahıstaki birine hitap etmek de yaygındır.
Portekizce Makaleler
Portekizce dilinde bilmeniz gereken bir şey, diğer insanlarla iletişim kurmak için önemli bir konu olan makaleleri nasıl kullanmanız gerektiğidir.
Portekizce Edatlar
Portekizce edatlar, bir cümle veya cümle içinde iki unsuru birbirine bağlayan küçük kelimelerdir. Bu bölüm size bu Portekizce dilbilgisi konusu hakkında daha fazla bilgi verecektir.
Portekizce Fiiller
Bu bölüm, fiilleri nasıl tanıyacağınızı ve Portekizce dilinde doğru şekilde nasıl kullanacağınızı öğrenmek için ihtiyaç duyacağınız tüm bilgileri içermektedir.
İspanyolca dil
İspanyolca Dili ve Tarihi

İspanyolca dil
İspanyolca dünyadaki 332 milyon kişinin anadilidir. İspanya’ya ek olarak, İspanyolca Arjantin, Bolivya, Şili, Kolombiya, Kosta Rika, Küba, Dominik Cumhuriyeti, Ekvador, El Salvador, Ekvator Ginesi, Guatemala, Honduras, Meksika, Nikaragua, Panama, Paraguay, Peru resmi dilidir. Uruguay ve Venezüella. Buna ek olarak, Kanada, Fas, Filipinler ve Amerika Birleşik Devletleri dahil olmak üzere birçok başka ülkede yaygın olarak konuşulmaktadır.
İspanyol, Hint-Avrupa dil ailesinin Italik alt familyasında ve İspanya içinde, Romalı dillerden biridir ve iki ana lehçeye sahiptir: Endülüs ve Kastilya. Diğer coğrafi bölgelerde, Kuzey ve Güney Amerika’da başka birçok lehçe vardır.
İspanyol Dili ve Vulgar Latin Tarihi
İspanyol dili, İber Yarımadası olarak bilinen Güneybatı Avrupa bölgesinden kaynaklanmıştır. MÖ 6. yy sonundan önce, bölgenin ilk sakinleri İberyalılar, Orta Avrupa’dan gelen göçebe bir halk olan Kelt’lerle karışmaya başladılar. İki grup Celtiberialılar denilen ve bir Kelt türünü konuşan bir halk kurdular.
Roma yönetimi altında, MÖ 19’da, bölge Hispania olarak bilinir ve sakinleri Latince’yi Romalı tüccarlardan, yerleşimcilerden, yöneticilerden ve askerlerden öğrenmişlerdir. Eğitimli Roma sınıflarının klasik Latin dili, İbraniler, Keltler ve Kartacalıların Roma öncesi dilleriyle karıştığı zaman, Vulgar Latin adlı bir dil ortaya çıktı. Latin’ün temel modellerini takip etti ancak ödünç alınan ve diğer dillerden kelimeler ekledi.
Even after the Visigoths, Germanic tribes of Eastern Europe, invaded Hispania in the AD 400s, Latin remained the official language of government and culture until about AD 719, when Arabic-speaking Islamic groups from Northern Africa called Moors completed their conquest of the region. Arabic and a related dialect called Mozarabic came to be widely spoken in Islamic Spain except in a few remote Christian kingdoms in the North such as Asturias, where Vulgar Latin survived.

Castilian & Andalusian
The resulting language was a hybrid because Castilian borrowed many words from Mozarabic, and modern Spanish has an estimated 4,000 words with Arabic roots.
The creation of a standardized Spanish language based on the Castilian dialect began in the 1200s with King Alfonso X, who was called the Learned�King of Castile and Leon. He and his court of scholars adopted the city of Toledo, a cultural center in the central highlands, as the base of their activities. There, scholars wrote original works in Castilian and translated histories, chronicles, and scientific, legal, and literary works from other languages (principally Latin, Greek, and Arabic). Indeed, this historic effort of translation was a major vehicle for the dissemination of knowledge throughout ancient Western Europe. Alfonso X also adopted Castilian for administrative work and all official documents and decrees.
The Castilian dialect of Spanish gained wider acceptance during the reign of the Catholic monarchs Isabella of Castile and Ferdinand of Arag�n, who completed the reconquest of Spain in 1492 by pushing the Moors from their last stronghold in the southern city of Granada. Isabella and Ferdinand made Castilian the official dialect in their kingdom. In the same year the Moors were defeated, an important book appeared: Antonio de Nebrija’s Arte de la lengua castellana (The Art of the Castilian Language). It was the first book to study and attempt to define the grammar of a European language.
The Castilian dialect of Toledo became the written and educational standard in Spain, even though several spoken dialects remained. The most noteworthy was Andalusian, a dialect spoken in the southern city of Seville in the Andaluc�a region.
Spanish Around the World
Spanish in the Americas

Both the Castilian and Andalusian dialects made the trip. Castilian was used in administrative and cultural centers such as Mexico City, Mexico; Potosí, Bolivia; and Lima, Peru. These cities retained close links to the Spanish capital of Madrid, which was in the Castile region. But because many of the people involved in expeditions were from Andalucía, the Andalusian dialect also traveled to the Spanish colonies. It became dominant in Argentina and Central America, which were regions remote from the influence of the Spanish government’s administrative centers. Spain lost control of its American colonies in the 1800s, but the Spanish language remained and is now the official language of almost every Latin American nation.
The Spanish spoken in the Americas differs somewhat from European Spanish today because many words were borrowed from the languages of the indigenous peoples. Most of these words reflect features unique to the new territories, such as proper names, plants and animals, and geographic features.
Spanish Language in the United States

After the Spanish-American War (1898), the United States gained control over Cuba, Guam, the Philippines, and Puerto Rico. Over time, many Spanish speakers from these countries moved to the mainland of North America. The immigrants primarily settled in neighborhoods in California, Florida, New York, and New Jersey, where they continued to use Spanish.
Immigration by Spanish speakers further increased during the 20th century. Many legal and illegal immigrants crossed the border between Mexico and the United States to work in agriculture and industry, and other immigrants fled political instability in Chile, Cuba, El Salvador, Guatemala, and Nicaragua. Also, many Latin American students came to North America to study at colleges and universities.
The presence of Spanish in American culture grew throughout the late 20th century. As more native Spanish speakers sent their children to school, elementary and high schools established bilingual classes. Television executives also recognized the Spanish-speaking market and created television networks and shows in Spanish. The government printed forms and tests in Spanish. By the 1990s more than 17 million people in the United States spoke Spanish as their primary language at home.
Spanish Language in the Philippines

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